Pre-Qualification
Meet with a mortgage broker and find out how much you can afford to pay for a home. If you don’t know anyone, I would be happy to provide you with a few options.
Pre-Approval
While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that are out of your price range. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property.
List of Needs
Make a list that includes items you must have (i.e., location, the number of bedrooms you need for the size of your family, a one-story house if accessibility is a factor, etc.).
Representation by a Professional
Call me, your own real estate agent. I will be working for you, the buyer, not the seller. I will take note of all your needs and wants and put together a list of properties for you to review. I will then set up private appointments for you to view each property until we find your perfect home.
Once we find your home
After your offer is accepted, we will then begin the inspection process. Where my team of trusted professionals will come out to the home and conduct a full home inspection including termites and plumbing. I will then negotiate on your behalf any and all issues the property might have.
You will also have the option of an appraiser evaluation. This is to insure sure you are not overpaying for a property.
All the above may seem overwhelming. That is why having a professional represent you and keep track of all the details for you is highly recommended. Please email me or call me directly to discuss any of these matters in further detail.
Purchasing a home is one of the most important decisions you’ll make, and the right advice and guidance is paramount. Experience and expertise matter, and they can make a significant difference in making sure that you not only find the right house, but that you also pay the best price.
CJ Penna has a thorough understanding of the marketplace, she also has access to many properties that are off-market and an awareness of properties that are about to be listed. Most importantly, CJ is keenly aware of the nuances that determine value and she is discerning as to construction quality, materials, and craftsmanship. CJ will listen to your needs and find you the perfect home and she will make sure that you make an educated and informed decision. Once you choose a property CJ will represent your interest vociferously throughout the purchase process, negotiating the best possible purchase price, managing and advocating for you during inspections, escrow, title, and closing. CJ will also advise you on how to make the house even better, including furniture and design, and possible remodel ideas and augmentations where beneficial.
Please call CJ Penna to set up a meeting.
Looking to Buy Your Home?
CJ Penna is with the know-how, moxie, vision and established connections to produce results.